Quality Furniture& Mattress
Apply for Credit / Financing

Take it home today. Pay over time.

Two simple ways to finance your purchase — Koalifi for extended payment plans, or Acima for no-credit-needed lease-to-own. Apply online in minutes.

Quick approvals
Secure online portals
Shop the same day

Choose your option

Two ways to apply

Extended Payment Plan

Koalifi

Extended payment plan / financing

Apply online · instant decision

Apply for an extended payment plan with Koalifi — a great fit if you want to spread the cost of a larger purchase over time with a clear, fixed schedule.

  • Quick online application — most decisions in minutes
  • Fixed monthly payments, transparent terms
  • Use right at our Poughkeepsie showroom
Apply with Koalifi
No Credit Needed

Acima

Easy, no-credit-needed lease-to-own

No credit needed · secure portal

Apply online through Acima's secure portal. A flexible lease-to-own option for shoppers who don't want a traditional credit check.

  • No credit needed to apply
  • Early-purchase options to save on total cost
  • Take your furniture home — pay over time
Apply with Acima

How it works

01

Pick an option

Choose Koalifi for an extended payment plan, or Acima if you'd rather skip a traditional credit check.

02

Apply online

Both applications take just a few minutes through a secure portal. You'll get a decision quickly.

03

Shop the showroom

Once approved, visit us in Poughkeepsie or shop online — we'll handle the rest at checkout.

Frequently asked questions

What's the difference between Koalifi and Acima?
Koalifi is an extended payment plan / financing program with fixed terms. Acima is a lease-to-own program designed for shoppers who don't want a traditional credit check.
Do I need good credit to apply?
Acima does not require established credit — approval is based on factors like income and banking history. Koalifi may consider credit as part of its decision.
Can I apply in the store?
Yes. Visit our Poughkeepsie Galleria showroom and our team will help you apply on the spot.
How long does approval take?
Both portals are designed for fast decisions — most applicants hear back within minutes.

Need help choosing?

Call our Poughkeepsie showroom and we'll help you pick the option that works best for your budget.

Call (845) 632-2888Browse products